06 août 2019

Loans between individuals

  Between individuals, a real loanIt is true that this solution, which is developing more and more in the family environment, is much less formal than a credit granted by a banker, who will require a certain number of supporting documents - income, expenses - before whether or not to lend money. In many cases this is a "depreciable" loan (each month a monthly installment of principal and interest), the rate of which varies widely: between 4% and 18% for consumer credit and the duration a priori fixed. And if the debtor can not... [Lire la suite]